What is term life insurance?
Term life insurance is a life insurance that provides financial coverage for a specific period of time, which is called a term.
Should you pass away during the term of your policy; the insurance company will pay the full amount of your insurance, or death benefit. This payment is made in a lump sum or monthly payout.
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The majority of Term Life Insurance Policies cover you for a guaranteed term such as 10, 15, 20, 25 or 30 years. We have the best tools for calculating the amount and the type of life insurance coverage you need for your particular situation.
Advantages of term life insurance policy:
Term Life Insurance is the most common and affordable type of Insurance on the market and can also be the most beneficial towards your needs. A number of plans are available to choose from that are budget friendly and will fit your needs.
Secure your family’s financial future with a term life insurance policy that will offer them the support they will need if you are not there to do so.
The loss of the family “breadwinner” can devastate a family. Term Life Insurance can protect the financial future of your family. The premiums are much lower, when compared to Permanent Life Insurance.
If you do not pass away during the time you have coverage, your policy expires and you will not receive your death benefit payout.
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